Family savings, pension system, risk, risk, sociological research
Retirement income policies belong to fundamentals of any welfare state. The current demographic development in the Czech Republic reflects badly on its retirement income strategies. This fact should attract our constant attention. There is no doubt that a pension scheme reform is a top priority. This paper focuses not only on the domestic retirement income planning and suggested change but also provides for the brief on approaches to retirement income planning in the neighbouring countries of Slovakia, Austria, Germany, and Poland. The paper also gives and discusses results of sociological investigation concerning retirement income strategies.